You begin to notice that over the years that money destined for the monthly income could well be invested in your own equity that benefits you in the future.
Even in experience, things get complicated when renting: moving, getting guarantees, home repairs, claims, and a long list of problems that you already want to avoid.
Renting a house or apartment has been useful at the beginning of our projects. But now the plans for the future and the work grow, as well as the commitments and wishes. That is why it is necessary to start a plan to buy your first home and finally stop renting .
To help you, today we offer you this guide that will give you tips so that you can definitely stop renting and achieve the dream of buying your home .
Determine the reason
Clarify the basic questions and don't forget them.
What do I want? buy my first house for what? It can be to give peace of mind to my family, create my heritage, inherit an asset to my children, etc.
There are many reasons but you must be clear about your particular motive, it always goes hand in hand with an emotion such as joy, interest, love, pride, gratitude or hope. This way it will become something you can easily remember even when things can get tough.
Sky Marketing strives to be Pakistan's biggest real estate developer ever, guaranteeing the highest international standards, prompt execution, and lifetime customer loyalty. With projects like Tajarat
Remember that acquiring your assets is a long-term project and you can lose the guideline at some point. Always remember your reasons and meet the objective set.
Know your financial situation
Now that you have the idea, now is the time to put your feet on the ground and to know your financial status as well as your payment capabilities.
First review the debts that you have in force, as well as your credit cards, insurance, loans, car loans, memberships, etc., and strategically liquidate those that may be a problem in the future.
Once your debts have been cleared, do an analysis of the capacity of your salary and the discount that a mortgage loan would represent you, visualize your job or business stability and do not forget to consider other future projects that you may have already planned and may come together generating a conflict.
If your project includes financial support from your partner (Cofinavit), consider the same parameters to prevent and have a good financial flow.
Do not forget to do a credit bureau inquiry and verify that you have a good status since now it is a reason for inquiry for the infonavit credit .
Read more: 5 things about the credit bureau that nobody tells you
Make a personal and family action plan
Consider that buying a house takes time, from planning to payment. And like any great project, it will need sacrifices that will undoubtedly be very beneficial to you since many of them will improve your daily life.
Team up with yourself and your family. Propose improvements in your shopping and spending habits, as well as savings plans that help to have a healthy family economy that can support the payment of a mortgage loan without falling into stress or extra debt.
With current mortgage loans it is very easy to obtain your first home without sacrificing much of your salary, so you will not have to deprive yourself of tastes or vacations. It is only a matter of planning your expenses in advance.
Know the best options
If you have the benefit, check if you meet the Infonavit points , since currently with this system you can easily buy a house near the beach, yes, near the beach!
In recent years, the supply of houses has grown in the south, mainly in the Yucatan peninsula. Where people have found tranquility, security, beauty and opportunity for development. Find out about the current boom in house sales in Mérida or better yet, the sale of houses in Cancun , near the Mexican Caribbean paradise and dare to change your life from the purchase of your first home.
If you have already considered these options, Grupo Promotora Residencial offers the widest catalog of options and locations to buy a home, from the experts whose presence extends throughout the peninsula. Also offering houses for sale in Chetumal , and beautiful houses in Playa del Carmen .
Read more: Why Promotora is an excellent option to buy a house
Think ahead
It is always necessary to think ahead and in this way make it easier. That is why you should consider some situations and characteristics of your house and the buying process that are useful to you and allow you to live more calmly.
For example:
Finally, always keep in mind that buying a home is an investment for life and not an expense. We invite you to learn more about your possibilities and request a free credit prequalification consultation and know if you are in a good time to acquire your home.
Resources:
THE TRENDY COLORS TO PAINT YOUR HOUSE
BEST AREAS OF MEXICO CITY TO LIVE IN 2020
THE BEST ARCHAEOLOGICAL SITES IN MEXICO TO VISIT
WHERE TO STAY IN ACAPULCO NEAR THE BEACH ?: KNOW THE BEST AREAS OF THIS TOURIST DESTINATION
ADVANTAGES OF LIVING IN BORDER CITIES OF MEXICO WITH THE UNITED STATES
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